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Search VA Approved Condos in San Diego

The VA Home Loan program is a government insured loan program for borrowers who have served our country in any of the branches of our Armed Services.  Borrowers take advantage of 0% down and low interest rates while using your VA loan to purchase you next home in San Diego.  

In order to use a VA Loan on a Condominium or Townhome, the Home Owners Association (HOA) must be VA approved. DETACHED SINGLE FAMILY HOMES ARE ALREADY VA APPROVED!  Click here to search for detached single family homes.  If you are looking for a condo, we have made it easy to search for VA approved condominiums for sale in San Diego.   If you are looking for a single family home, please use the search at the top of the page as detached homes do not need to be VA approved. Click the links below to access the most up to date list of all the VA approved condos and town homes for sale throughout San Diego County.

Interactive VA Approved Condo & Townhome  Map Search

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Search VA Condos and Townhomes by Area

ALL SAN DIEGO COUNTY VA CONDOS

EAST COUNTY VA CONDOS : Alpine, Campo, Del Cerro, El Cajon, Jamul, Julian, La Mesa, Lakeside, Rancho San Diego, San Carlos, Santee, Spring Valley

NORTH COUNTY COASTAL VA CONDOS: Cardiff by the Sea, Carlsbad, Carmel Valley, Del Mar, Encinitas, Oceanside, Rancho Santa Fe, Solana Beach

NORTH COUNTY INLAND VA CONDOS : Bonsall, Escondidio, Fallbrook, Mira Mesa, Pala, Pauma Valley, Poway, Ramona, Rancho Bernardo, 4S Ranch, Rancho Penasquitos, San Marcos, Scripps Ranch, Tierrasanta, Valley Center, Vista, Warner Springs

SAN DIEGO CENTRAL VA CONDOS: Talmage/San Diego Central, North Park, Mission Hills, East San Diego, Golden Hill, Linda Vista, Encanto, Lemon Grove, Logan Heights, Normal Heights, Paradise Hills.

SAN DIEGO COASTAL VA CONDOS: Clairemont/Bay Park, Coronado, Downtown, La Jolla, Mission Valley, Ocean Beach, Old Town, Pacific Beach, Mission Beach, Point Loma, Sorrento Valley, University City/UTC.

SOUTH BAY VA CONDOS : Bonita, Chula Vista, Imperial Beach, National City, Otay Mesa, San Ysidro

 

Newest VA Listings in San Diego

7839 Rancho Fanita Dr Unit E, Santee
$589,900
3 Beds ⋅ 2 Baths ⋅ 260025650 MLS ⋅ ACTIVE Status ⋅ Pepper Townehomes BLDG.
Beautiful Home in the Highly Desired Pepperhill Townehomes Community in West Santee! This lovely quiet townhome features a larger living room and dining area that has been completely remodeled along with an upgraded light and bright Kitchen. Kitchen features upgraded cabinets with soft close hinges and pull out racks, newer stainless steel appliances, water filter Reverse Osmosis system, custom granite countertops, recessed lighting and breakfast bar style seating! This home also features energy saving dual pane windows throughout, additional insulation in attic space for more energy efficiency. The bathrooms have been upgraded and laundry room has a full size washer and dryer! The 2 Car garage has been fully insulated including insulated garage door and finished off with plenty of storage area and cabinets. Views of Mission Trails from living room and bedroom. Home offers a large inviting private patio area for Relaxing, barbequeing or entertaining! Close to 1 of 2 sparkling pools . Close to all, including Mission Trails hiking and biking trails, nearby freeways 52 and 125, shopping,restaurants, schools, Santee Lakes, parks, gas station, and Santee Town Center!

7839 Rancho Fanita Dr Unit E, Santee
11052 Ardha, Mira Mesa
$900,000
3 Beds ⋅ 3 Baths ⋅ 260025641 MLS ⋅ ACTIVE Status ⋅ 3 Roots BLDG.
Discover elevated modern living in the sought-after 3Roots master-planned community of San Diego! This beautifully upgraded 3-bedroom, 2.5-bath residence offers approximately 1,301 sq. ft. of contemporary living space with thoughtful enhancements throughout. The kitchen features quartz countertops, stainless steel appliances, and upgraded cabinetry with dovetail construction and soft-close drawers and doors. Enjoy the benefits of paid-off solar, whole-house water filtration, smart-home features, and an attached 2-car garage with EV charging. The sellers have also added batt insulation between interior walls and floors for enhanced sound reduction and everyday comfort. Residents enjoy an exceptional community lifestyle with resort-style pools, a state-of-the-art fitness center, parks, and walking and biking trails. Conveniently located near shopping, dining, and major commuter routes, this is a fantastic opportunity to own a thoughtfully upgraded home in one of San Diego's premier master-planned communities!

11052 Ardha, Mira Mesa
12613 El Camino Real Unit B, Carmel Valley
$999,000
2 Beds ⋅ 3 Baths ⋅ 260025633 MLS ⋅ ACTIVE Status ⋅ The Crest At Del Mar BLDG.
The Crest at Del Mar, a highly desirable townhome community in the heart of Del Mar Highlands. This beautifully upgraded home features an open floor plan with vaulted ceilings and abundant natural light, complemented by upgraded flooring, fresh paint, and stylish fixtures throughout. The upgraded kitchen and bathrooms offer a polished, modern feel, while dual primary suites on the top level provide exceptional flexibility, each featuring a walk-in closet. An attached private two-car garage with ample storage space and an electric vehicle charging adds everyday convenience. Residents enjoy resort-style amenities, including a pool, spa, and fitness center. Ideally located just steps from One Paseo and Highlands Town Center, with easy access to nearby beaches, I-5, SR-56, and UC San Diego. Situated within the highly sought-after Del Mar Union and San Dieguito Union High School Districts, this home offers an exceptional blend of comfort, convenience, and coastal North County living.

12613 El Camino Real Unit B, Carmel Valley
2089 Silverado St, San Marcos
$899,900
3 Beds ⋅ 2 Baths ⋅ NDP2609800 MLS ⋅ ACTIVE Status
Rare single-story, 3 bedroom, 2 bath townhome with beautiful canyon views and a private backyard in the desirable Calico Bluffs/Larkspur Heights community. This hard-to-find layout combines privacy, scenic surroundings and comfortable living in a convenient North County location. Step outside to your private backyard overlooking the canyon, creating a peaceful setting for relaxing, entertaining or simply enjoying the views. Inside, the home has been thoughtfully updated with LVP flooring installed in 2025, new tile in the primary bedroom and a new water heater in 2025. The oven, heater and air conditioning system were all updated in 2024, and the kitchen features a reverse osmosis water filtration system. Residents enjoy access to a community pool, spa, BBQ area and playground. Conveniently located near shopping, Cal State San Marcos, hiking trails and freeway access, this home makes it easy to enjoy everything North County San Diego has to offer. With its rare single-story floor plan, three bedrooms, private backyard and beautiful canyon views, this is a special opportunity in a highly desirable community. Rare single-story, 3 bedroom, 2 bath townhome with beautiful canyon views and a private backyard in the desirable Calico Bluffs/Larkspur Heights community. This hard-to-find layout combines privacy, scenic surroundings and comfortable living in a convenient North County location. Step outside to your private backyard overlooking the canyon, creating a peaceful setting for relaxing, entertaining or simply enjoying the views. Inside, the home has been thoughtfully updated with LVP flooring installed in 2025, new tile in the primary bedroom and a new water heater in 2025. The oven, heater and air conditioning system were all updated in 2024, and the kitchen features a reverse osmosis water filtration system. Residents enjoy access to a community pool, spa, BBQ area and playground. Conveniently located near shopping, Cal State San Marcos, hiking trails and freeway access, this home makes it easy to enjoy everything North County San Diego has to offer. With its rare single-story floor plan, three bedrooms, private backyard and beautiful canyon views, this is a special opportunity in a highly desirable community.

2089 Silverado St, San Marcos
12790 Via Nieve, Carmel Valley
$1,359,900
3 Beds ⋅ 3 Baths ⋅ 260025619 MLS ⋅ ACTIVE Status ⋅ Montemar BLDG.
Discover the best of Carmel Valley living in this beautifully updated end-unit townhome featuring a larger backyard, added privacy, and abundant natural light in the sought-after Montemar community! A private gated entry welcomes you into a freshly painted interior with warm wood floors, an open-concept layout, and an inviting living room with a cozy fireplace. The refreshed kitchen showcases Brazilian granite countertops, updated cabinetry with designer hardware, gas cooking, and newer stainless steel appliances. Step outside to a spacious, low-maintenance backyard and side yard featuring attractive stone pavers, lush landscaping, and plenty of room for outdoor dining, entertaining, or simply relaxing. Upstairs, the spacious primary suite features vaulted ceilings, a generous walk-in closet, and an updated bath with dual vanities and a custom-tiled walk-in shower. Two additional bedrooms share a Jack-and-Jill bath. Additional highlights include a side-by-side two-car garage, tankless water heater, newer roof, newer dual-pane Milgard windows, upgraded A/C with warranty, and generous storage throughout. Residents enjoy Montemar’s pool, spa, and private tennis courts, along with convenient access to neighborhood parks, highly regarded schools, shopping, dining, and major freeways. With Torrey Pines Beach just minutes away, this home offers an ideal combination of comfortable living, private outdoor space, and an exceptional Carmel Valley location.

12790 Via Nieve, Carmel Valley
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This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS®. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS®,

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