San Diego Foreclosure Search
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Foreclosure
For some, it is a word that conveys the fear and dread of financial ruin, while for others it infers a positive economic opportunity. Regardless of the perspective, it is possibly the most misunderstood aspect of any real estate market.
Buying Foreclosures
Buying directly from the bank is preferred by many because it is a more methodical, predictable and non-emotional process than buying from the distressed seller.
Not all REOs are good deals. Many banks want market value in order to recoup as much of their losses as possible. Others are more concerned with liquidating their REO inventory as these non-performing assets have a negative impact on their books. We have relationships with asset managers and REO officers, so knowing which lenders are motivated sellers and which properties represent a bargain is where we come in.
If you’re an investor or buyer looking for lender owned value-priced properties, fill out the contact form on the right or give us a call at 858-205-9131.
Facing Foreclosure
If you are an owner of California real estate that would like to know what options you may have in avoiding foreclosure or walking away from the mortgage, fill out the contact form on the right or contact us at 858-205-9131 to schedule a confidential consultation.
The foreclosure process begins when the lender files a Notice of Default, or NOD, with the County Recorder once a borrower defaults on their loan. The process ends when:
Within the grace period determined by state law (pre-foreclosure), the borrower pays the default amount and reinstates the loan, or
The property is sold during the pre-foreclosure time period, allowing the borrower to pay off the loan. A situation where the loan is greater than the sale amount, but the lender agrees to a loan payoff that is less than what is owed is referred to as a short sale or short pay.
At the end of the pre-foreclosure period, a trustee sale occurs and the property is sold at a public auction to a third party, or
The lender takes ownership of the property through an agreement with the borrower during the pre-foreclosure time period or buys the property at the trustee sale. The bank-owned property is referred to as real estate owned or REO.
Newest San Diego Foreclosures
Spacious home in Oceana! Wide open floorplan with endless possibilities. Partially enclosed patio, 2 car garage, views of the hillside...come take a look!
- 2 Beds
- 2.0 Baths
- 170054496 MLS
- Oceana Bldg.
- ACTIVE Status
Quiet, secluded retreat on 1.45 tranquil acres. Soaring ceilings with lots of natural light throughout. Unique stone flooring in the living room and entry. French doors...
- 3 Beds
- 3.0 Baths
- 170053970 MLS
- ACTIVE Status
Great townhome ready for a new family! This 2 story end unit has a cute front porch complete with picket fence. Spacious interior with attached 2 car garage. Very conve...
- 3 Beds
- 3.0 Baths
- 170053960 MLS
- Monet Bldg.
- ACTIVE Status
2 story townhome with attached 2 car garage located on a cul-de-sac. Nice view of the hills from the patio.
- 3 Beds
- 3.0 Baths
- 170053611 MLS
- Meadowridge Bldg.
- ACTIVE Status
Fully Remodeled Single Level Beauty in Lake San Marcos! Complete with brand new kitchen cabinets, appliances, solid surface counter tops, luxury vinyl plank flooring thro...
- 3 Beds
- 2.0 Baths
- 170053378 MLS
- ACTIVE Status
Great opportunity and potential in this charming 4 bedroom 2 1/2 bath home with nice layout situated on a large over-sized lot and 2 car garage! Central location, don't ...
- 4 Beds
- 3.0 Baths
- 170053374 MLS
- CONTINGENT Status
2-BR home with guest quarters above garage plus 3rd entry bonus room! Beautiful entry, spacious interior, and deck perfect for relaxing and entertaining. Great rental inc...
- 2 Beds
- 3.0 Baths
- 170053349 MLS
- ACTIVE Status
Rare Opportunity In Bonita! Located on the top of Surrey Dr with Amazing views! Large Balcony on side of home with separate Bedroom Entrances. Pool and spa with detache...
- 4 Beds
- 4.0 Baths
- 170053162 MLS
- CONTINGENT Status
Beautiful, spacious family home with gorgeous views from the view deck and your very private backyard (no neighbors behind!). Upgraded kitchen. Neutral décor throughout....
- 5 Beds
- 5.0 Baths
- 170052982 MLS
- ACTIVE Status
Cute 2 bedroom home on a cul-de-sac. Tile flooring throughout, vaulted ceilings. Kitchen overlooks the fenced in back yard through a garden window. Large yard with pat...
- 2 Beds
- 2.0 Baths
- 170052592 MLS
- ACTIVE Status
2 acres full of possibilities!! 3 bedroom /2 bathroom with great room. Spacious tiled kitchen, fireplace. Large workshop/barn w/roll up door. Plenty of room for animal...
- 3 Beds
- 2.0 Baths
- 170052405 MLS
- ACTIVE Status
BRAND NEW RE-MODEL! All new interior paint, carpet and hardwood flooring! Brand new stainless steel appliances! New fixtures throughout! Remodeled bathrooms and more!...
- 4 Beds
- 3.0 Baths
- 170052083 MLS
- CONTINGENT Status
3 bedrooms, 2 bath single level home plus 1 bedroom, 1 bath apartment (permits unknown). Enclosed patio and family room at the back of the home (permits unknown). Located...
- 3 Beds
- 3.0 Baths
- 170051470 MLS
- ACTIVE Status
Fantastic single story home in Chula Vista. Corner lot with lots of yard space! The interior has been updated with new interior paint, carpet, laminate wood floors, new l...
- 3 Beds
- 3.0 Baths
- 170051028 MLS
- ACTIVE Status
4 Bedroom large split level 2220 sq ft home located in the Rancheros on a cul de sac in the quaint and country town of Pine Valley. On a .33 acre lot with double carport ...
- 4 Beds
- 3.0 Baths
- 170050815 MLS
- ACTIVE Status
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