San Diego Foreclosure Properties

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Foreclosure

For some, it is a word that conveys the fear and dread of financial ruin, while for others it infers a positive economic opportunity. Regardless of the perspective, it is possibly the most misunderstood aspect of any real estate market.

Buying Foreclosures

Buying directly from the bank is preferred by many because it is a more methodical, predictable and non-emotional process than buying from the distressed seller.

Not all REOs are good deals. Many banks want market value in order to recoup as much of their losses as possible. Others are more concerned with liquidating their REO inventory as these non-performing assets have a negative impact on their books. We have relationships with asset managers and REO officers, so knowing which lenders are motivated sellers and which properties represent a bargain is where we come in.

If you’re an investor or buyer looking for lender owned value-priced properties, fill out the contact form on the right or give us a call at 858-205-9131.

Facing Foreclosure

If you are an owner of California real estate that would like to know what options you may have in avoiding foreclosure or walking away from the mortgage, fill out the contact form on the right or contact us at 858-205-9131 to schedule a confidential consultation.

The foreclosure process begins when the lender files a Notice of Default, or NOD, with the County Recorder once a borrower defaults on their loan. The process ends when:

Within the grace period determined by state law (pre-foreclosure), the borrower pays the default amount and reinstates the loan, or

The property is sold during the pre-foreclosure time period, allowing the borrower to pay off the loan. A situation where the loan is greater than the sale amount, but the lender agrees to a loan payoff that is less than what is owed is referred to as a short sale or short pay.

At the end of the pre-foreclosure period, a trustee sale occurs and the property is sold at a public auction to a third party, or

The lender takes ownership of the property through an agreement with the borrower during the pre-foreclosure time period or buys the property at the trustee sale. The bank-owned property is referred to as real estate owned or REO.

Newest San Diego Foreclosures

$715,000

4 Beds ⋅ 3 Baths ⋅ PTP2300572 MLS ⋅ ACTIVE Status

Large Corner Home on Large Corner Lot! Please arrange to view this home before it's gone. Both west facing bedrooms have view to bay, ocean and Point Loma. Solar to be paid off at close of escrow for Huge monthly energy savings. Both baths upstairs baths have been refreshed along with fresh paint in some areas. Dual pane windows and a large storage area upstairs. Covered patio in the backyard and ample RV parking at side of home.

3794 Gatty Street, Otay Mesa

$1,000,000

2 Beds ⋅ 2 Baths ⋅ NDP2300903 MLS ⋅ ACTIVE Status

Incredible Views on the Shadowridge Golf Course. Location one of the best settings in the neighborhood. Single story home Light bright Over the Top Complete Remodel of former Model Home. European Designer spared no expense in creating this stunning showcase. Formal Living room w/ fireplace + great room w/ vaulted ceilings from front to back w/ New Drywall throughout. Front door over 5 K beautiful entrance. Two Engineered Collums poured w/ extra reinforced concrete 4ft. into the ground to support the solid beam that goes from front of entry room into the back great room. Recessed lighting throughout. Two skylights, High-End Windows throughout, 2 recently installed Sliders, Double French door. New Shutters and blinds. Super airy and bright with natural light throughout. Kitchen Living room and family room all have incredible golf course views. Great location near parks, shopping, schools and many restaurants. Location is on the golf course with no one behind you and sits on a hill that lets you relax and sit on back patio and enjoy constant ocean breezes and peaceful sunsets. Countertops, island, backsplash are extra thick seafoam green marble. High-end cabinets w/ high end appliances, Bosch Range, Kitchen Aid oven. Liebherr Refrigerator w/ double drawer freezer. added extra storage closet off guest bedroom. dimmers on almost all new lighting w/ upgraded electrical. All the recently installed windows and sliders are cold resistant and double pained. Helps keep warm in the winter and cooler during the summer. Cherrywood Floors that are individual planks hand installed. Extra-l

1993 Lemonwood Lane Lane, Vista

$426,400

1 Beds ⋅ 1 Baths ⋅ NDP2300752 MLS ⋅ ACTIVE Status

Beautiful 2 acre lot with panoramic views north and east of the Valley Center and Palomar Mountain. Close to town with easy access to Valley Center Road. Home is in poor condition and needs major repairs. Property has a carport and converted studio plus an RV also converted into a living area. Neither are permitted. Value is in the land.

28637 Miller Road, Valley Center

$925,000

3 Beds ⋅ 2 Baths ⋅ PTP2300454 MLS ⋅ ACTIVE Status

The owners of this home have shown their pride of ownership for over 50 years. You will discover it has been exceptionally well maintained. They kept annual maintenance contracts on equipment and the structure. Its ready for a new owner to refresh the dcor. The location on Golfcrest is a busy street, but the traffic sound is amazingly dampened by the westerly winds, entry patio wall and garage structure. The back yard view over the canyon is peacefully secluded. Additionally it has a very low maintenance yard, with all synthetic turf, and hardscape.

7316 Golfcrest Drive, San Carlos

$394,250

3 Beds ⋅ 3 Baths ⋅ 230001222 MLS ⋅ ACTIVE Status ⋅ Citrus Gardens BLDG.

This is a great community at a low price. The association fees are low and the area is quiet. Home needs a little TLC but that is why the price is where it is at. If you are looking for a great deal and are willing to add your personal touches this home is for you.

1654 Lotus Gln, Escondido

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