San Diego Foreclosure Properties

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Foreclosure

For some, it is a word that conveys the fear and dread of financial ruin, while for others it infers a positive economic opportunity. Regardless of the perspective, it is possibly the most misunderstood aspect of any real estate market.

Buying Foreclosures

Buying directly from the bank is preferred by many because it is a more methodical, predictable and non-emotional process than buying from the distressed seller.

Not all REOs are good deals. Many banks want market value in order to recoup as much of their losses as possible. Others are more concerned with liquidating their REO inventory as these non-performing assets have a negative impact on their books. We have relationships with asset managers and REO officers, so knowing which lenders are motivated sellers and which properties represent a bargain is where we come in.

If you’re an investor or buyer looking for lender owned value-priced properties, fill out the contact form on the right or give us a call at 858-205-9131.

Facing Foreclosure

If you are an owner of California real estate that would like to know what options you may have in avoiding foreclosure or walking away from the mortgage, fill out the contact form on the right or contact us at 858-205-9131 to schedule a confidential consultation.

The foreclosure process begins when the lender files a Notice of Default, or NOD, with the County Recorder once a borrower defaults on their loan. The process ends when:

Within the grace period determined by state law (pre-foreclosure), the borrower pays the default amount and reinstates the loan, or

The property is sold during the pre-foreclosure time period, allowing the borrower to pay off the loan. A situation where the loan is greater than the sale amount, but the lender agrees to a loan payoff that is less than what is owed is referred to as a short sale or short pay.

At the end of the pre-foreclosure period, a trustee sale occurs and the property is sold at a public auction to a third party, or

The lender takes ownership of the property through an agreement with the borrower during the pre-foreclosure time period or buys the property at the trustee sale. The bank-owned property is referred to as real estate owned or REO.

Newest San Diego Foreclosures

$595,000

3 Beds ⋅ 2 Baths ⋅ PTP2305893 MLS ⋅ ACTIVE Status

The home has not been on the market in over 30 years. The home has good bones and sits on a large lot with lots of potential. The home has original hardwood floors, a living room and family room. This property just needs some TLC. Sold in AS IS condition. Great Fixer Project.

7414 Canton Drive, Lemon Grove

$692,500

3 Beds ⋅ 2 Baths ⋅ 230022843 MLS ⋅ ACTIVE Status

3BR2BA Located in Paradise Hills. Condition is unknown. Please refer to Confidential Remarks. Eligible buyer offers will be considered within the first 30 days of marketing. All offers thereafter per CA Civil Code 2429P

2802 Hopkins St, Paradise Hills

$1,025,000

3 Beds ⋅ 4 Baths ⋅ NDP2309008 MLS ⋅ ACTIVE Status

Here it is 12,000 sq ft lot & 3064 sq ft of living space. Finished basement/large bonus room with full bath. Really need to see this one, located in the tranquil Dictionary Hill neighborhood of Spring Valley. 2006 builder upgrades include granite counters throughout, plantation shutters, 18 inch tile, oversized 2 car attached garage, master suite, walk in closet, spa tub, separate shower, two vanities, balcony. Newer fixtures throughout home, interior and exterior freshly painted, nice sized deck direct access from den/family and kitchen. All three bedrooms, kitchen living, dining, family/den located on one level. The basement/bonus room down the stairs can be a separate living area or ultimate great room. Slab patio with sliding doors for private access if needed. Oversized garage dimensions-12 FT CIELINGS-24FT LENGHTH- 23FT WIDTH

1347 Sangamon Avenue, Spring Valley

$671,000

3 Beds ⋅ 2 Baths ⋅ 230022767 MLS ⋅ ACTIVE Status

MULTIPLE OFFERS. SELLER HAS REQUESTED HIGHEST AND BEST OFFER BY 12/06/23 BY 11:59 PM Mountain Time. Any offer presented at this time should be at your highest and best. 3BR 2BA Home located in SW College Estates. Condition is unknown. Please refer to CONFIDENTIAL REMARKS.

1966 Bucknell, Chula Vista

$4,950,000

8 Beds ⋅ 12 Baths ⋅ OC23213378 MLS ⋅ ACTIVE Status

Nestled in a Luxury Community of Alvarado in Central San Diego, this charming property offers a perfect blend of contemporary comfort and classic elegance. This luxurious home presents an inviting ambience and boast 8 bedrooms and 11 bathrooms. As you step into the home, you're welcomed by an abundance of natural light from one room to the next! With 40ft ceilings, a private gym, hidden bar, and an extended balcony with breathtaking views! This estate houses a full-sized luxury pool and lounge followed by a 2,000 square foot guest home with a full master kitchen and multiple living areas! Not to mention, the 3,000 square foot driveway which accommodates 15 cars inside the estate! Two plus acres of fantastic landscaping makes this property an ideal space for hosting unforgettable parties, romantic memorable weddings, or relaxing in your own luxury lifestyle! Don't miss the opportunity to experience the epitome of sophisticated living at this exceptional luxurious home in San Diego!

4605 Yerba Santa Drive, Talmadge/San Diego Central

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