San Diego Foreclosure Properties

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Foreclosure

For some, it is a word that conveys the fear and dread of financial ruin, while for others it infers a positive economic opportunity. Regardless of the perspective, it is possibly the most misunderstood aspect of any real estate market.

Buying Foreclosures

Buying directly from the bank is preferred by many because it is a more methodical, predictable and non-emotional process than buying from the distressed seller.

Not all REOs are good deals. Many banks want market value in order to recoup as much of their losses as possible. Others are more concerned with liquidating their REO inventory as these non-performing assets have a negative impact on their books. We have relationships with asset managers and REO officers, so knowing which lenders are motivated sellers and which properties represent a bargain is where we come in.

If you’re an investor or buyer looking for lender owned value-priced properties, fill out the contact form on the right or give us a call at 858-205-9131.

Facing Foreclosure

If you are an owner of California real estate that would like to know what options you may have in avoiding foreclosure or walking away from the mortgage, fill out the contact form on the right or contact us at 858-205-9131 to schedule a confidential consultation.

The foreclosure process begins when the lender files a Notice of Default, or NOD, with the County Recorder once a borrower defaults on their loan. The process ends when:

Within the grace period determined by state law (pre-foreclosure), the borrower pays the default amount and reinstates the loan, or

The property is sold during the pre-foreclosure time period, allowing the borrower to pay off the loan. A situation where the loan is greater than the sale amount, but the lender agrees to a loan payoff that is less than what is owed is referred to as a short sale or short pay.

At the end of the pre-foreclosure period, a trustee sale occurs and the property is sold at a public auction to a third party, or

The lender takes ownership of the property through an agreement with the borrower during the pre-foreclosure time period or buys the property at the trustee sale. The bank-owned property is referred to as real estate owned or REO.

Newest San Diego Foreclosures

$1,595,000

4 Beds ⋅ 3 Baths ⋅ PTP2606415 MLS ⋅ ACTIVE Status

Welcome to this updated 4 bedroom, 3 bathroom home in desirable Knolls at Del Cerro. Offering a spacious and versatile floor plan with a bonus room, this home provides plenty of room for comfortable living, entertaining and everyday life. The private backyard is a true highlight, featuring an in-ground tile swimming pool and fantastic canyon views, creating a relaxing and peaceful setting. The home has a new roof, new double paned windows throughout, new exterior and interior paint and new carpeting providing a move in ready opportunity for its next owner. Don't miss this one! Property is sold "as is" One of owners is a licensed realtor Owners never lived in the home. Welcome to this updated 4 bedroom, 3 bathroom home in desirable Knolls at Del Cerro. Offering a spacious and versatile floor plan with a bonus room, this home provides plenty of room for comfortable living, entertaining and everyday life. The private backyard is a true highlight, featuring an in-ground tile swimming pool and fantastic canyon views, creating a relaxing and peaceful setting. The home has a new roof, new double paned windows throughout, new exterior and interior paint and new carpeting providing a move in ready opportunity for its next owner. Don't miss this one! Property is sold "as is" One of owners is a licensed realtor Owners never lived in the home.

5964 Highplace Dr, Del Cerro

$1,750,000

3 Beds ⋅ 3 Baths ⋅ CV26183283 MLS ⋅ ACTIVE Status

Rare opportunity in one of Encinitas' most sought-after pockets, just steps away from the newly approved Ocean Bluff Way residential project. Built in 1960, the home sits on a generous half-acre lot surrounded by homes valued at $3M-$4M+. This property presents outstanding upside for renovation, redevelopment, or new construction in a fast-appreciating coastal corridor. Property sold as-is. Buyer to verify all information including square footage, permits, and development potential. Rare opportunity in one of Encinitas' most sought-after pockets, just steps away from the newly approved Ocean Bluff Way residential project. Built in 1960, the home sits on a generous half-acre lot surrounded by homes valued at $3M-$4M+. This property presents outstanding upside for renovation, redevelopment, or new construction in a fast-appreciating coastal corridor. Property sold as-is. Buyer to verify all information including square footage, permits, and development potential.

5871 Camino El Dorado, Encinitas

$729,000

4 Beds ⋅ 2 Baths ⋅ PTP2606387 MLS ⋅ ACTIVE Status

Welcome to this wonderful 4-bedroom, 2-bathroom home in Escondido. Offering a spacious and functional floor plan, this home features comfortable living areas, four generously sized bedrooms, and two full bathrooms. The property sits on a well-sized lot with a 2-car garage and plenty of potential for indoor and outdoor enjoyment. Conveniently located near schools, shopping, dining, parks, and major roadways, this home offers a wonderful opportunity to enjoy all that Escondido has to offer. Welcome to this wonderful 4-bedroom, 2-bathroom home in Escondido. Offering a spacious and functional floor plan, this home features comfortable living areas, four generously sized bedrooms, and two full bathrooms. The property sits on a well-sized lot with a 2-car garage and plenty of potential for indoor and outdoor enjoyment. Conveniently located near schools, shopping, dining, parks, and major roadways, this home offers a wonderful opportunity to enjoy all that Escondido has to offer.

802 Elmwood Dr, Escondido

$2,375,000

3 Beds ⋅ 4 Baths ⋅ OC26183174 MLS ⋅ ACTIVE Status

Stunning private custom estate perched above Santee with expansive views and approximately one acre of space. The 3,717 sq. ft. residence offers 4 bedrooms and 4 baths per the prior MLS, including flexible main-level living, generous great and family room areas, an entertainer's game room with custom bar, and a chef-style kitchen with granite counters, pantry, 6-burner gas cooking and double ovens. Outside, enjoy a gated circular drive, oversized 3-car garage, RV parking, broad patio areas and a private saltwater pool with waterfall and slide. Additional features include dual central air, solar power, interior laundry, mature landscaping, fruit trees and sunset views from the expansive balcony. A distinctive Santee property offering privacy, space and resort-style entertaining. Stunning private custom estate perched above Santee with expansive views and approximately one acre of space. The 3,717 sq. ft. residence offers 4 bedrooms and 4 baths per the prior MLS, including flexible main-level living, generous great and family room areas, an entertainer's game room with custom bar, and a chef-style kitchen with granite counters, pantry, 6-burner gas cooking and double ovens. Outside, enjoy a gated circular drive, oversized 3-car garage, RV parking, broad patio areas and a private saltwater pool with waterfall and slide. Additional features include dual central air, solar power, interior laundry, mature landscaping, fruit trees and sunset views from the expansive balcony. A distinctive Santee property offering privacy, space and resort-style entertaining.

9124 Shadow Hl, Santee

$225,000

2 Beds ⋅ 2 Baths ⋅ PTP2606377 MLS ⋅ ACTIVE Status ⋅ Ocean Bluffs Mobile Home Estates BLDG.

Beautifully Renovated Home in Ocean Bluffs Mobile Home Estates Space 242 Move right into this stunningly renovated 2-bedroom, 2-bath home in the sought-after 55+ community of Ocean Bluffs Mobile Home Estates! Updated just a couple of years ago, this 1,536 sq ft Skyline Ramada offers a bright, modern interior that feels nothing like a typical manufactured home. A versatile bonus room adds extra living space perfect for a home office, den, or guest space while central A/C, in-unit stackable laundry, and a charming front porch round out the everyday comforts. Park like a pro with 2 covered carport spaces plus additional uncovered parking, and cool off at the community's heated pool on warm San Diego days. Ideally located near SR-905 in Otay Mesa, this home combines an affordable lifestyle with real pride of ownership. Renovated, move-in ready, and priced to sell at $225,000 homes like this don't last. Schedule your private showing today! Beautifully Renovated Home in Ocean Bluffs Mobile Home Estates Space 242 Move right into this stunningly renovated 2-bedroom, 2-bath home in the sought-after 55+ community of Ocean Bluffs Mobile Home Estates! Updated just a couple of years ago, this 1,536 sq ft Skyline Ramada offers a bright, modern interior that feels nothing like a typical manufactured home. A versatile bonus room adds extra living space perfect for a home office, den, or guest space while central A/C, in-unit stackable laundry, and a charming front porch round out the everyday comforts. Park like a pro with 2 covered carport spaces plus additional uncovered parking, and cool off at the community's heated pool on warm San Diego days. Ideally located near SR-905 in Otay Mesa, this home combines an affordable lifestyle with real pride of ownership. Renovated, move-in ready, and priced to sell at $225,000 homes like this don't last. Schedule your private showing today!

3340 Del Sol Blvd Unit 242, Otay Mesa

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