FHA Approved Condo List in San Diego

FHA approved condos

The FHA loan is the most popular loan program for first time home buyers. Borrowers can take advantage of down payments at little at 3.5% on a 30 year fixed rate program. FHA loans are popular for many reason, but some things people like the most is the flexibility of no pre-payment penalty, easy to utilize gift funds, multifamily properties are ok! even funding for rehabs on owner occupied fixer uppers (FHA 203K).

If you are looking to use an FHA loan on a single family detached home, you're in luck! They do not need to be approved by FHA like condos and townhomes do. Please click here to search for detached single family homes. If you are looking to use an FHA loan for a condominium or townhome we have made it easy for you. Click on the links below to view all the FHA approved condos and town homes by region across the county.

Interactive FHA Approved Condo Map Search

Search FHA Condos and Townhomes by Area

ALL SAN DIEGO COUNTY FHA APPROVED CONDOS

EAST COUNTY FHA CONDOS : Alpine, Campo, Del Cerro, El Cajon, Jamul, Julian, La Mesa, Lakeside, Rancho San Diego, San Carlos, Santee, Spring Valley

NORTH COUNTY COASTAL FHA CONDOS: Cardiff by the Sea, Carlsbad, Carmel Valley, Del Mar, Encinitas, Oceanside, Rancho Santa Fe, Solana Beach

NORTH COUNTY INLAND FHA CONDOS : Bonsall, Escondidio, Fallbrook, Mira Mesa, Pala, Pauma Valley, Poway, Ramona, Rancho Bernardo, 4S Ranch, Rancho Penasquitos, San Marcos, Scripps Ranch, Tierrasanta, Valley Center, Vista, Warner Springs

SAN DIEGO CENTRAL FHA CONDOS: Talmage/San Diego Central, North Park, Mission Hills, East San Diego, Golden Hill, Linda Vista, Encanto, Lemon Grove, Logan Heights, Normal Heights, Paradise Hills.

SAN DIEGO COASTAL FHA CONDOS: Clairemont/Bay Park, Coronado, Downtown, La Jolla, Mission Valley, Ocean Beach, Old Town, Pacific Beach, Mission Beach, Point Loma, Sorrento Valley, University City/UTC.

SOUTH BAY FHA CONDOS: Bonita, Chula Vista, Imperial Beach, National City, Otay Mesa, San Ysidro

Newest FHA Approved Listings in San Diego

$599,999

1 Beds ⋅ 2 Baths ⋅ 240024414 MLS ⋅ ACTIVE Status ⋅ Porto Siena BLDG.

Stunning 1-Bedroom Condo with Optional 2nd Bedroom in Little Italy! Welcome to the vibrant heart of Little Italy! This 1-bedroom, 1-bath condo offers the flexibility of a bonus room that can easily be transformed into a 2nd bedroom, home office, or cozy guest space. Located in one of San Diego's most sought-after neighborhoods, this condo features an open-concept layout, high ceilings, and abundant space throughout. Situated just steps from award-winning restaurants, charming cafés, the waterfront, and lively weekend markets, this condo places you at the center of it all. Whether you're a young professional, first-time buyer, or someone looking to experience the best of downtown living, this is your perfect opportunity! Don’t miss out on this rare find in Little Italy! Schedule your showing today!

1601 India St Unit #116, Downtown

$1,370,000

3 Beds ⋅ 2 Baths ⋅ 240024413 MLS ⋅ ACTIVE Status

Dreaming of owning your own home in vibrant Clairmont area community, this delightful 3 bed 2 bath home with an extra permitted 4 car garage building in back yard accessible from the west side of the house, centrally located only few minutes of la Jolla, pacific beaches and the bay area. Close to both free-ways, shopping centers. Remodeled kitchen with island, and granite top. Attached 1 car garage with lots of street parking. Laundry hookups in garage.

3454 Oak Glen, Clairemont/Bay Park

$849,000

3 Beds ⋅ 2 Baths ⋅ 240024411 MLS ⋅ ACTIVE Status

Stunning fully renovated must see single story Imperial Beach home located on a nice quiet street. This house was updated w/ quality modern finishes throughout. Remastered kitchen w/ quartz countertops and high vaulted ceilings! New flooring, new hvac, new tank less water heater, new roof, new plumbing, new dual pane windows, designer paint, new lighting fixtures. Nice, light & bright open floor plan. The backyard is absolutely perfect for entertaining! Close to shopping/ restaurants and the 5 freeway. Great pocket of IB with pride of ownership throughout the neighborhood. This house is definitely a must see in person!

2116 Ilex Ave, Otay Mesa

$1,025,000

4 Beds ⋅ 2 Baths ⋅ ND24210858 MLS ⋅ ACTIVE Status

LOCATION! LOCATION! LOCATION! BEST SINGLE-FAMILY HOME DEAL IN MIRA MESA! Step into your beautiful dream home with this rarely available, spacious four-bedroom, two-bath floor plan. Nestled in the heart of the highly sought-after Mira Mesa, on one of the quietest and safest neighborhood streets. Walking distance to the Village at Mira Mesa shopping centersVons, Sprouts, Albertsons, Michaels, Five Below, Marshalls, Vinh Hung, Target, CVS, as well as Mira Mesa High School, restaurants, and public transportation. Centrally located and very close to the 15, 805, and 56 freeways. Minutes from Best Buy, Home Depot, Edwards Movie Theater, the post office, etc. Also close to parks, picnic areas, fitness centers, and hiking and biking trails like Canyon Creek, Salk Park, Wellness Park, Wisdom Park, Wonder Park, and many childrens playgrounds. Only minutes away from Sorrento Valley, UTC, La Jolla, and major tech and biotech companies like Qualcomm. Close to Miramar Naval/Air Station, UCSD, colleges, and hospitals. This home has it all. Nothing else is as conveniently located as this home, making it the perfect choice for you, and/or your family, or an investment opportunity! Highlights include a brand-new roof with a paid solar system, offering sustainable living with no electricity bills. If you have a Tesla or electric vehicle, youll love it. The home welcomes you with entry foyer, large living room and kitchen, with high ceilings, bring lots of natural sunlight into the home. A cozy fireplace in the living room makes it perfect for gatherings and family occasionsThanksgiving, Chris

8270 Hydra Lane, Mira Mesa

$868,000

2 Beds ⋅ 3 Baths ⋅ NDP2409175 MLS ⋅ ACTIVE Status

Located in the coveted Park Place Estates at the west end of Mission Valley, this beautifully refreshed end-unit townhome offers a rare opportunity for luxury living in a prime location. Recently painted with new neutral carpets throughout, this home is move-in ready and waiting for its next owner. Step inside to a spacious, open-concept main floor featuring a large living room with a cozy fireplace and an abundance of natural light streaming through the windows. The dining room, perfect for entertaining, opens through French doors onto a private patio, ideal for al fresco dining. The kitchen is a chefs delight with a breakfast bar, ample cabinetry, a pantry, and a separate laundry room with additional storage. Upstairs, youll find two generously sized bedrooms and two full baths. Originally a three-bedroom layout, this home was remodeled to create a luxurious primary suite with French doors leading to a versatile bonus roomperfect for an office, nursery, or fitness space. The primary suite includes two large mirrored wardrobes and a spa-like bathroom featuring a soaking tub, offering a perfect retreat after a long day. Start your mornings with coffee from your in-room coffee bar, then step out onto your private balcony to enjoy scenic vista views. Additional features include an attached side-by-side garage with built-in cabinetry and a workbench, plus an extra carport for convenience. The well-maintained community boasts lush landscaping, grassy areas, and mature trees, along with a resort-style pool, spa, and clubhouse for residents to enjoy. Experience the best of Missio

6026 Gaines St., Old Town

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