FHA Approved Condo List in San Diego

FHA approved condos

The FHA loan is the most popular loan program for first time home buyers. Borrowers can take advantage of down payments at little at 3.5% on a 30 year fixed rate program. FHA loans are popular for many reason, but some things people like the most is the flexibility of no pre-payment penalty, easy to utilize gift funds, multifamily properties are ok! even funding for rehabs on owner occupied fixer uppers (FHA 203K).

If you are looking to use an FHA loan on a single family detached home, you're in luck! They do not need to be approved by FHA like condos and townhomes do. Please click here to search for detached single family homes. If you are looking to use an FHA loan for a condominium or townhome we have made it easy for you. Click on the links below to view all the FHA approved condos and town homes by region across the county.

Interactive FHA Approved Condo Map Search

Search FHA Condos and Townhomes by Area

ALL SAN DIEGO COUNTY FHA APPROVED CONDOS

EAST COUNTY FHA CONDOS : Alpine, Campo, Del Cerro, El Cajon, Jamul, Julian, La Mesa, Lakeside, Rancho San Diego, San Carlos, Santee, Spring Valley

NORTH COUNTY COASTAL FHA CONDOS: Cardiff by the Sea, Carlsbad, Carmel Valley, Del Mar, Encinitas, Oceanside, Rancho Santa Fe, Solana Beach

NORTH COUNTY INLAND FHA CONDOS : Bonsall, Escondidio, Fallbrook, Mira Mesa, Pala, Pauma Valley, Poway, Ramona, Rancho Bernardo, 4S Ranch, Rancho Penasquitos, San Marcos, Scripps Ranch, Tierrasanta, Valley Center, Vista, Warner Springs

SAN DIEGO CENTRAL FHA CONDOS: Talmage/San Diego Central, North Park, Mission Hills, East San Diego, Golden Hill, Linda Vista, Encanto, Lemon Grove, Logan Heights, Normal Heights, Paradise Hills.

SAN DIEGO COASTAL FHA CONDOS: Clairemont/Bay Park, Coronado, Downtown, La Jolla, Mission Valley, Ocean Beach, Old Town, Pacific Beach, Mission Beach, Point Loma, Sorrento Valley, University City/UTC.

SOUTH BAY FHA CONDOS: Bonita, Chula Vista, Imperial Beach, National City, Otay Mesa, San Ysidro

Newest FHA Approved Listings in San Diego

$1,199,000

4 Beds ⋅ 3 Baths ⋅ 260022277 MLS ⋅ ACTIVE Status

Sit back, relax and take in the view! High atop one of Mount Woodson's coveted cul-de-sacs sits this absolute dream of a home. Perched on a private, elevated 0.31 acre lot with panoramic views, 17121 Woodson View Lane is a special property & an opportunity that does not come often. SINGLE STORY with soaring ceilings & one of the neighborhood's most sought-after floorplans. Designed with the entertainer in mind, the expansive kitchen has been recently upgraded with a full GE Cafe appliance suite and beautiful quartz countertops. Take your pick on where to dine - the formal dining room, breakfast nook or pull up a barstool to the island. The primary suite is just that, a suite! Large double doors open up to the comfortable retreat with a luxurious bath & walk-in closet. All three of the bathrooms have been remodeled with stylish tile and modern fixtures. The fourth bedroom makes the perfect home office, set with french doors and an abundance of space to spread out in privacy. The allure of this home extends to its exterior, with fresh artificial turf (2020), a fire pit & several great seating areas. The property features a large privacy wall that extends from the front yard all the way to the back. New ROOF, flooring & interior paint were completed in 2020, providing peace of mind for years to come. Conveniently located on the very west end of Ramona, just minutes to Poway and the rest of San Diego, the gated golf-course community of Mount Woodson provides a special retreat and a top-notch experience for those who are lucky enough to call it home.

17121 Woodson View Ln, Ramona

$1,099,000

4 Beds ⋅ 3 Baths ⋅ 260022276 MLS ⋅ ACTIVE Status

THREE DETACHED LIVING SPACES | RM-2-5 | MINUTES TO NORTH PARK | INCOME + MULTIGENERATIONAL POTENTIAL. Just minutes from North Park, this property presents an outstanding opportunity for investors, owner-occupants, multigenerational living, or those completing a 1031 exchange. The front detached unit features 3 bedrooms, 1.5 bathrooms, and in-unit laundry. The second unit offers 1 bedroom and 1 bathroom with access to a shared laundry area. In addition, the property includes a detached bonus living space currently configured as a 1-bedroom, 1-bathroom unit, providing added flexibility. A long driveway provides convenient access to all three detached living spaces, creating privacy and separation throughout the property. Appliances are included, making this an excellent opportunity to generate rental income, offset your mortgage, or accommodate extended family. Conveniently located near shopping, dining, schools, major freeways, and just minutes from the vibrant North Park neighborhood, this property offers flexibility, strong income potential, and long-term value in a central San Diego location.

4159 38th St, East San Diego

$2,750,000

5 Beds ⋅ 5 Baths ⋅ 260022275 MLS ⋅ ACTIVE Status

Perched high on the hill in coveted Bay Park, this custom home captures beautiful ocean and bay views and was thoughtfully designed for both everyday living and unforgettable entertaining. The expansive residence offers 5 bedrooms with flexibility for up to 2 additional bedrooms, 4.5 bathrooms, and multiple living and entertaining spaces. Soaring ceilings and dramatic architectural details welcome you inside, while the formal dining area features a fireplace and views toward the coast. At the heart of the home is a spacious chef’s kitchen featuring a large center island, granite countertops, stainless steel appliances, and a Sub-Zero refrigerator. A standout feature is the oversized sunken bar, perfectly positioned to open to the kitchen, living area, and expansive view patio—creating an incredible indoor-outdoor setting for entertaining. Outside, enjoy coastal sunsets from the spacious patio complete with a built-in BBQ and gas fire pit. The generous lower portion of the lot offers ample space for a potential ADU, basketball court, pool, or additional outdoor living. The main level includes a view bedroom with en-suite bath, a large office or potential gym, and powder room. Upstairs, the views become even more impressive, with additional spacious bedrooms, a dedicated movie room, and a luxurious primary suite. The primary retreat features an oversized walk-in closet and spa-inspired bath with dual vanities, Jacuzzi tub, and steam shower. Additional features include dual-zone HVAC, dual tankless water heaters, interior wall soundproofing, and a lighting system!

2212 Dunhaven St, Old Town

$674,900

3 Beds ⋅ 2 Baths ⋅ 260022271 MLS ⋅ ACTIVE Status

Seller to entertain offers between $624,900 - $674,900. This is an awesome 3 bed / 1.5 bath house waiting for someone to call it home! Located near Nye Elementary School which is rated 9 on a 10 scale with GreatSchools dot Net! This home has a freshly painted interior and new luxury vinyl plank installed. In the past few years there has been a new roof, new garage door and 30 feet of ABS drain line installed to replace old cast iron (see receipt in Documents section) Move-in ready - clean, but ready for some TLC touches!

5562 Division, Encanto

$899,900

2 Beds ⋅ 2 Baths ⋅ NDP2608521 MLS ⋅ ACTIVE Status

Welcome to this turnkey, resort-style home in the heart of Lake San Marcos. Tucked away at the end of a peaceful road in the desirable Hunter Valley community, 1183 Los Corderos offers a tranquil setting surrounded by mature trees and lush greenery, yet is just moments from the lake and marina, golf, pools, pickleball, community activities, multiple restaurants and waterfront dining at Amalfi. Beautifully maintained and thoughtfully updated, this single-level home with dual-pane windows is filled with natural light and designed for comfortable, easy living. Vaulted ceilings create an open and airy feel and a cozy fireplace adds warmth to the main living space. The updated kitchen features newer cabinetry, quartz countertops, and stainless steel appliances, while newer vinyl plank flooring, beautifully finished walk-in showers and a spacious walk-in primary closet continue the polished feel throughout. An attached 2-car garage and whole-home water filtration system complete the package, adding everyday convenience to an already impressive list of features. One of the home's standout features is the amount of additional space rarely found within the community. The ~300 sq ft enclosed patio creates a generous extension of the home, while an additional ~100 sq ft flex room off the kitchen provides even more versatility, ideal for a home office, hobby room, workout space, or extra storage. Step outside to a peaceful back patio overlooking the greenbelt, where mature landscaping and greenery create a relaxing backdrop for morning coffee, outdoor dining, or unwinding at the end of Welcome to this turnkey, resort-style home in the heart of Lake San Marcos. Tucked away at the end of a peaceful road in the desirable Hunter Valley community, 1183 Los Corderos offers a tranquil setting surrounded by mature trees and lush greenery, yet is just moments from the lake and marina, golf, pools, pickleball, community activities, multiple restaurants and waterfront dining at Amalfi. Beautifully maintained and thoughtfully updated, this single-level home with dual-pane windows is filled with natural light and designed for comfortable, easy living. Vaulted ceilings create an open and airy feel and a cozy fireplace adds warmth to the main living space. The updated kitchen features newer cabinetry, quartz countertops, and stainless steel appliances, while newer vinyl plank flooring, beautifully finished walk-in showers and a spacious walk-in primary closet continue the polished feel throughout. An attached 2-car garage and whole-home water filtration system complete the package, adding everyday convenience to an already impressive list of features. One of the home's standout features is the amount of additional space rarely found within the community. The ~300 sq ft enclosed patio creates a generous extension of the home, while an additional ~100 sq ft flex room off the kitchen provides even more versatility, ideal for a home office, hobby room, workout space, or extra storage. Step outside to a peaceful back patio overlooking the greenbelt, where mature landscaping and greenery create a relaxing backdrop for morning coffee, outdoor dining, or unwinding at the end of the day. The Hunter Valley HOA helps make ownership refreshingly low maintenance, covering the roof and exterior building maintenance, exterior painting, landscaping, and termite maintenance. HOA benefits also include Hunter Valley tennis courts and the full suite of Lake & Lodge privileges, featuring 2 swimming pools, tennis and pickleball courts, lake access, fishing, billiards, fitness facilities, social clubs, community activities and events, plus 1 complimentary hour per person each month for kayak or stand-up paddleboard rentals. Plus you have access to rent a slip and enjoy the boating life. Enjoy the convenience of being close to shopping, dining, major freeways, and just minutes from the coast. Move in and start enjoying everything that makes Lake San Marcos special. Spend mornings surrounded by greenery, afternoons on the lake or by the pool, and evenings dining along the marina. With its turnkey condition, updated finishes, peaceful greenbelt setting, flexible bonus spaces, and exceptional community amenities, 1183 Los Corderos makes everyday life feel like a vacation.

1183 Los Corderos, San Marcos

Start Your Search

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego MLS®. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2026 San Diego MLS®,