FHA Approved Condo List in San Diego

FHA approved condos

The FHA loan is the most popular loan program for first time home buyers. Borrowers can take advantage of down payments at little at 3.5% on a 30 year fixed rate program. FHA loans are popular for many reason, but some things people like the most is the flexibility of no pre-payment penalty, easy to utilize gift funds, multifamily properties are ok! even funding for rehabs on owner occupied fixer uppers (FHA 203K).

If you are looking to use an FHA loan on a single family detached home, you're in luck! They do not need to be approved by FHA like condos and townhomes do. Please click here to search for detached single family homes. If you are looking to use an FHA loan for a condominium or townhome we have made it easy for you. Click on the links below to view all the FHA approved condos and town homes by region across the county.

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ALL SAN DIEGO COUNTY FHA APPROVED CONDOS

EAST COUNTY FHA CONDOS : Alpine, Campo, Del Cerro, El Cajon, Jamul, Julian, La Mesa, Lakeside, Rancho San Diego, San Carlos, Santee, Spring Valley

NORTH COUNTY COASTAL FHA CONDOS: Cardiff by the Sea, Carlsbad, Carmel Valley, Del Mar, Encinitas, Oceanside, Rancho Santa Fe, Solana Beach

NORTH COUNTY INLAND FHA CONDOS : Bonsall, Escondidio, Fallbrook, Mira Mesa, Pala, Pauma Valley, Poway, Ramona, Rancho Bernardo, 4S Ranch, Rancho Penasquitos, San Marcos, Scripps Ranch, Tierrasanta, Valley Center, Vista, Warner Springs

SAN DIEGO CENTRAL FHA CONDOS: Talmage/San Diego Central, North Park, Mission Hills, East San Diego, Golden Hill, Linda Vista, Encanto, Lemon Grove, Logan Heights, Normal Heights, Paradise Hills.

SAN DIEGO COASTAL FHA CONDOS: Clairemont/Bay Park, Coronado, Downtown, La Jolla, Mission Valley, Ocean Beach, Old Town, Pacific Beach, Mission Beach, Point Loma, Sorrento Valley, University City/UTC.

SOUTH BAY FHA CONDOS: Bonita, Chula Vista, Imperial Beach, National City, Otay Mesa, San Ysidro

Newest FHA Approved Listings in San Diego

$2,199,900

4 Beds ⋅ 2 Baths ⋅ NDP2303998 MLS ⋅ ACTIVE Status

Welcome home! This beautifully appointed single level mid-century modern home is exactly what youve been waiting for. Featuring towering vaulted ceilings in the kitchen and dining room and tasteful upgrades throughout, this southerly facing stunner is flooded with natural light and maintains a sense of tranquility and comfort as soon as you step through the front door. Less than one mile to the beach, the 6,600 sq ft lot features huge front and back yards and Mission Bay views to the south. Enjoy the benefits of paid solar and a floor plan that could accommodate the most discerning of buyers. A home like this only becomes available every so often - dont miss out on this incredible opportunity!

1410 Loring Street, Pacific Beach/Mission Beach

$649,999

3 Beds ⋅ 3 Baths ⋅ V1-18314 MLS ⋅ ACTIVE Status

Welcome to this exceptional home! The well-appointed kitchen boasts modern appliances and ample storage, making meal preparation a breeze. Adjacent to the kitchen, the dining area provides a delightful space for family meals and gatherings. Upstairs, you'll find three generously sized bedrooms, each offering a peaceful sanctuary for rest and relaxation. The master bedroom features its own private en-suite bathroom with his and hers sinks. The additional bedrooms are versatile and well-designed, accommodating various lifestyle needs. This home presents a rare opportunity to own a well-kept property in a friendly neighborhood at an excellent price. Don't miss out on this gem!

1516 Caminito Santiago Unit #1, Chula Vista

$860,000

3 Beds ⋅ 3 Baths ⋅ 230010050 MLS ⋅ COMING SOON Status

Introducing this exquisite home in the heart of Otay Ranch! Nestled on a beautifully landscaped lot, this charming residence offers the perfect blend of elegance and comfort. Step inside and be greeted by an abundance of natural light that gracefully illuminates the spacious living areas. The open-concept layout seamlessly connects the living room, dining area, and gourmet kitchen, creating an inviting space for entertaining guests or enjoying quality time with loved ones. The kitchen boasts top-of-the-line appliances, sleek quartz countertops, large island, and ample storage. Retreat to the luxurious master suite, featuring a tranquil ambiance, a walk-in closet, and an en-suite bathroom with indulgent finishes. 2 additional bedrooms offer versatility and flexibility, accommodating growing families or providing ample space for a home office or hobby room. The loft has newly added built in cabinets and shelves for an extra entertaining space (Dec 2021). If desired, the loft can be converted into 4th bedroom. The outdoor oasis is a true sanctuary, with a meticulously maintained backyard, perfect for relaxing evenings or hosting memorable gatherings (April 2021). This home has prime location, offering convenient access to renowned schools, shopping centers, and major transportation routes. Don't miss this extraordinary opportunity to make this house your forever home!

1375 Ortega St., Chula Vista

$990,000

4 Beds ⋅ 3 Baths ⋅ NDP2303992 MLS ⋅ ACTIVE Status

Sellers will entertain offers between $940,000 - $990,000. Wonderful opportunity to own this 5 bedroom home, perfectly situated on a cul-de-sac, with southerly views of Eagle Crest Golf Course and the surrounding hills. Lovingly maintained by the original owners and recently updated with newer A/C, HVAC, Quiet Cool Whole House Fan, and backyard fencing. 5th bedroom located on the main floor is currently being used as an office, but can easily be converted back to a full bedroom. Upstairs offers 4 bedrooms, including a large primary bedroom suite with soaking tub and walk in closet, and 3 additional spacious bedrooms. Eat in kitchen opens up to living room and backyard access. The pool size lot offers wonderful views of the golf course and surrounding hills. Walking distance to the highly sought after San Pasqual Union School (pre school thru 8th grade), community pool, park and playground. No Mello Roos!

3067 Sprucewood Lane, Escondido

$1,250,000

3 Beds ⋅ 3 Baths ⋅ 230010042 MLS ⋅ ACTIVE Status ⋅ The Viewpointe BLDG.

RARE opportunity to OWN in the LAST remaining affordable Southern California Beach town!! This Downtown Oceanside gem is 10/10 in walkability with 1,815 sqft, 3 bedrooms, 3 baths easily maintainable space. Bed, bath, kitchen, living room, and laundry on main. Open concept, vaulted ceilings with AMPLE light! Panoramic ocean views from private, large rooftop terrace. Oceanview from additional office area. California shutters, custom window coverings, custom closets for maximum storage and organization. DO NOT JUST DRIVE BY!! This complex and unit are SO much more than meets the eye! Complex boasts local artist murals, elevators, bike storage, sauna, shower area, top of the line entry system and so much more. Run; don't walk! HOA includes water and trash.

401 Coast Hwy Unit #312, Oceanside

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