FHA Approved Condo List in San Diego

FHA approved condos

The FHA loan is the most popular loan program for first time home buyers. Borrowers can take advantage of down payments at little at 3.5% on a 30 year fixed rate program. FHA loans are popular for many reason, but some things people like the most is the flexibility of no pre-payment penalty, easy to utilize gift funds, multifamily properties are ok! even funding for rehabs on owner occupied fixer uppers (FHA 203K).

If you are looking to use an FHA loan on a single family detached home, you're in luck! They do not need to be approved by FHA like condos and townhomes do. Please click here to search for detached single family homes. If you are looking to use an FHA loan for a condominium or townhome we have made it easy for you. Click on the links below to view all the FHA approved condos and town homes by region across the county.

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ALL SAN DIEGO COUNTY FHA APPROVED CONDOS

EAST COUNTY FHA CONDOS : Alpine, Campo, Del Cerro, El Cajon, Jamul, Julian, La Mesa, Lakeside, Rancho San Diego, San Carlos, Santee, Spring Valley

NORTH COUNTY COASTAL FHA CONDOS: Cardiff by the Sea, Carlsbad, Carmel Valley, Del Mar, Encinitas, Oceanside, Rancho Santa Fe, Solana Beach

NORTH COUNTY INLAND FHA CONDOS : Bonsall, Escondidio, Fallbrook, Mira Mesa, Pala, Pauma Valley, Poway, Ramona, Rancho Bernardo, 4S Ranch, Rancho Penasquitos, San Marcos, Scripps Ranch, Tierrasanta, Valley Center, Vista, Warner Springs

SAN DIEGO CENTRAL FHA CONDOS: Talmage/San Diego Central, North Park, Mission Hills, East San Diego, Golden Hill, Linda Vista, Encanto, Lemon Grove, Logan Heights, Normal Heights, Paradise Hills.

SAN DIEGO COASTAL FHA CONDOS: Clairemont/Bay Park, Coronado, Downtown, La Jolla, Mission Valley, Ocean Beach, Old Town, Pacific Beach, Mission Beach, Point Loma, Sorrento Valley, University City/UTC.

SOUTH BAY FHA CONDOS: Bonita, Chula Vista, Imperial Beach, National City, Otay Mesa, San Ysidro

Newest FHA Approved Listings in San Diego

$839,900

3 Beds ⋅ 2 Baths ⋅ 260022256 MLS ⋅ ACTIVE Status

Quiet location..North end of Pebble Beach Dr.. 3 Bedrooms, 2 baths + Bonus Room (ideal as Family room, den/office or ??).. Large covered patio overlooks private rear yard ..Enjoy relaxing view of greenbelt and the Santee Lakes area.. Spacious kitchen with cabinets galore.. Separate dining area. .Entertainment size Living Room with fireplace.. Central air-conditioning an forced air heating.. 2 Car garage with direct access to home.

9959 Pebble Beach Dr, Santee

$1,175,000

5 Beds ⋅ 3 Baths ⋅ 260022250 MLS ⋅ ACTIVE Status

Welcome to an incredible opportunity in the heart of Serra Mesa—one of San Diego’s most central and desirable neighborhoods! This beautifully renovated 4-bedroom, 2-bath home features a permitted conversion ADU, a spacious open layout, generous bedrooms, abundant storage, and natural light throughout. The home is move-in ready with stainless steel appliances, quartz countertops, energy-efficient mini-split systems, and an oversized laundry room. Ample parking, dedicated spaces, and private outdoor areas provide comfort and separation for each living space. But the real excitement is the property’s future potential! Included are permitted plans for two additional 2-bedroom, 1-bath ADUs with direct alley access. The thoughtful design gives the future units private entrances, convenient parking, and easy accessibility without disrupting the main residence—an ideal setup for additional rental income, extended living space, or an owner-occupant investment strategy. Located steps from Angier Elementary School and minutes from the Serra Mesa Recreation Center, this home puts you close to the restaurants and entertainment of the Convoy District and Mission Valley. With quick access to the 163, 15, and 8 freeways, getting anywhere in San Diego is a breeze. Live in it, rent it, or maximize its full development potential—this is the kind of Serra Mesa opportunity that doesn’t come around often!

8514 Glenhaven, Serra Mesa

$775,000

4 Beds ⋅ 2 Baths ⋅ OC26192601 MLS ⋅ ACTIVE Status

Welcome to this beautifully updated 4-bedroom, 2-bath home offering the perfect combination of comfort, modern upgrades, and Southern California living. The inviting open floor plan is highlighted by a vaulted ceiling in the living room, creating a bright and spacious atmosphere ideal for everyday living and entertaining. At the heart of the home is a gourmet kitchen featuring all-new appliances, flowing seamlessly into the main living areas and making it easy to gather with family and friends. This home has been thoughtfully upgraded with a new roof, new ceiling fans, new toilets, new sinks and vanities, along with two leased solar panels and a whole-house battery system, providing added energy efficiency and backup power capability. A 240V electric vehicle charger adds another level of convenience for today's lifestyle. Step outside to a generous backyard with wonderful entertaining potentialenjoy outdoor dining, create your own garden retreat, or take advantage of the space to add a pool and design your ideal Southern California backyard. A 2-car garage provides additional parking and storage. Ideally located near Luiseno Park, a 10-acre community park, and less than one mile from the San Luis Rey Gate at Camp Pendleton, the home offers exceptional convenience while still being just a few miles from the beautiful Oceanside beaches. With its spacious floor plan, extensive recent upgrades, energy-conscious features, large backyard, and proximity to parks, Camp Pendleton, and the coast, this home offers an outstanding opportunity to enjoy the Oceanside lifestyle. Welcome to this beautifully updated 4-bedroom, 2-bath home offering the perfect combination of comfort, modern upgrades, and Southern California living. The inviting open floor plan is highlighted by a vaulted ceiling in the living room, creating a bright and spacious atmosphere ideal for everyday living and entertaining. At the heart of the home is a gourmet kitchen featuring all-new appliances, flowing seamlessly into the main living areas and making it easy to gather with family and friends. This home has been thoughtfully upgraded with a new roof, new ceiling fans, new toilets, new sinks and vanities, along with two leased solar panels and a whole-house battery system, providing added energy efficiency and backup power capability. A 240V electric vehicle charger adds another level of convenience for today's lifestyle. Step outside to a generous backyard with wonderful entertaining potentialenjoy outdoor dining, create your own garden retreat, or take advantage of the space to add a pool and design your ideal Southern California backyard. A 2-car garage provides additional parking and storage. Ideally located near Luiseno Park, a 10-acre community park, and less than one mile from the San Luis Rey Gate at Camp Pendleton, the home offers exceptional convenience while still being just a few miles from the beautiful Oceanside beaches. With its spacious floor plan, extensive recent upgrades, energy-conscious features, large backyard, and proximity to parks, Camp Pendleton, and the coast, this home offers an outstanding opportunity to enjoy the Oceanside lifestyle.

711 Arthur, Oceanside

$930,000

4 Beds ⋅ 2 Baths ⋅ PTP2606877 MLS ⋅ ACTIVE Status

Rare opportunity to own a single-family home in the much sought after, Canyon Crest neighborhood. Overlooking the hills of Camp Pendleton and only 1 mile from the San Luis Rey gate. Within 2 miles of the 2 Golf courses and the Oceanside bike trail where you can bike or walk to the beach. Neighborhood park is only 1/2 mile drive away. Convenient to schools, shopping and freeway. The house has a Open Floor plan with a spacious living and dinning room. A large kitchen with a new double oven and range top. A cozy breakfast nook overlooking the back yard and separate family room. Featuring 4 generous size bedrooms or 3 bedrooms with the optional office. The master bedroom has a walk in closet and a sliding glass door that leads to the patio. The heating unit and hot water heater have been replaced and the house has been re-piped with new copper piping. The yard is a low maintenance with landscaping rocks in the front and artificial grass in the back. Also, has mature avocado, apple, peach, persimmon, orange, pomegranate and lemon trees. An a oversized 3 car garage. House has new roof that was install earlier this month with a 30 year transferable warranty. New carpeting in 3 bedrooms and ceramic tile in the master bedroom. The property has no HOA or Melo Roos. Rare opportunity to own a single-family home in the much sought after, Canyon Crest neighborhood. Overlooking the hills of Camp Pendleton and only 1 mile from the San Luis Rey gate. Within 2 miles of the 2 Golf courses and the Oceanside bike trail where you can bike or walk to the beach. Neighborhood park is only 1/2 mile drive away. Convenient to schools, shopping and freeway. The house has a Open Floor plan with a spacious living and dinning room. A large kitchen with a new double oven and range top. A cozy breakfast nook overlooking the back yard and separate family room. Featuring 4 generous size bedrooms or 3 bedrooms with the optional office. The master bedroom has a walk in closet and a sliding glass door that leads to the patio. The heating unit and hot water heater have been replaced and the house has been re-piped with new copper piping. The yard is a low maintenance with landscaping rocks in the front and artificial grass in the back. Also, has mature avocado, apple, peach, persimmon, orange, pomegranate and lemon trees. An a oversized 3 car garage. House has new roof that was install earlier this month with a 30 year transferable warranty. New carpeting in 3 bedrooms and ceramic tile in the master bedroom. The property has no HOA or Melo Roos.

5179 Via Mindanao, Oceanside

$649,000

2 Beds ⋅ 3 Baths ⋅ 260022249 MLS ⋅ ACTIVE Status ⋅ Citron BLDG.

ASSUMABLE VA LOAN. Welcome to this beautifully maintained 2-bedroom, 2.5-bathroom townhouse in the highly desirable Citron community of South Escondido. Built in 2019, this bright corner unit offers 1,130 square feet of thoughtfully designed living space, combining modern architecture, stylish finishes, and comfortable everyday living. The open-concept floor plan features recessed LED lighting and upgraded LVP flooring throughout the entry, kitchen, living room, complemented by plush carpeting in the living room and bedrooms. The spacious kitchen is designed for both everyday living and entertaining, featuring stainless steel appliances, crisp white cabinetry with brushed nickel hardware, quartz countertops, and a modern tile backsplash.The inviting living area opens to a balcony, creating the perfect spot to enjoy your morning coffee or unwind at the end of the day. Upstairs, both bedrooms provide privacy and comfort. The generously sized primary suite features a walk-in closet and private en-suite bathroom with white cabinetry and countertops. The secondary bedroom also offers its own full bathroom, making it an ideal space for guests, children, or a home office. Additional highlights include a tankless water heater, and a direct-access two-car garage with abundant overhead storage and epoxy flooring. Residents also enjoy access to community amenities including a dog run, playground, BBQ areas, and comfortable outdoor sitting spaces. Ideally situated in South Escondido, this home offers convenient access to major freeways, parks, shopping, dining, hiking and biking trails, golf courses, and local fitness centers. You’ll also be close to Trader Joe’s, Sprouts, Jimbo’s, Kit Carson Park, Escondido Mall, 24 Hour Fitness, and numerous other everyday conveniences. LOW HOA, NO MELLO-ROOS, a desirable corner location, and one of the best positions within the community, this home offers an exceptional combination of comfort, convenience, and value.

2564 S Escondido Blvd Unit 512, Escondido

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