FHA Approved Condo List in San Diego

FHA approved condos

The FHA loan is the most popular loan program for first time home buyers. Borrowers can take advantage of down payments at little at 3.5% on a 30 year fixed rate program. FHA loans are popular for many reason, but some things people like the most is the flexibility of no pre-payment penalty, easy to utilize gift funds, multifamily properties are ok! even funding for rehabs on owner occupied fixer uppers (FHA 203K).

If you are looking to use an FHA loan on a single family detached home, you're in luck! They do not need to be approved by FHA like condos and townhomes do. Please click here to search for detached single family homes. If you are looking to use an FHA loan for a condominium or townhome we have made it easy for you. Click on the links below to view all the FHA approved condos and town homes by region across the county.

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ALL SAN DIEGO COUNTY FHA APPROVED CONDOS

EAST COUNTY FHA CONDOS : Alpine, Campo, Del Cerro, El Cajon, Jamul, Julian, La Mesa, Lakeside, Rancho San Diego, San Carlos, Santee, Spring Valley

NORTH COUNTY COASTAL FHA CONDOS: Cardiff by the Sea, Carlsbad, Carmel Valley, Del Mar, Encinitas, Oceanside, Rancho Santa Fe, Solana Beach

NORTH COUNTY INLAND FHA CONDOS : Bonsall, Escondidio, Fallbrook, Mira Mesa, Pala, Pauma Valley, Poway, Ramona, Rancho Bernardo, 4S Ranch, Rancho Penasquitos, San Marcos, Scripps Ranch, Tierrasanta, Valley Center, Vista, Warner Springs

SAN DIEGO CENTRAL FHA CONDOS: Talmage/San Diego Central, North Park, Mission Hills, East San Diego, Golden Hill, Linda Vista, Encanto, Lemon Grove, Logan Heights, Normal Heights, Paradise Hills.

SAN DIEGO COASTAL FHA CONDOS: Clairemont/Bay Park, Coronado, Downtown, La Jolla, Mission Valley, Ocean Beach, Old Town, Pacific Beach, Mission Beach, Point Loma, Sorrento Valley, University City/UTC.

SOUTH BAY FHA CONDOS: Bonita, Chula Vista, Imperial Beach, National City, Otay Mesa, San Ysidro

Newest FHA Approved Listings in San Diego

$1,355,000

4 Beds ⋅ 3 Baths ⋅ 260025761 MLS ⋅ ACTIVE Status

Welcome to 6021 Paseo Carreta, a beautifully maintained home in the highly sought-after Rancho Carrillo community of Carlsbad. Featuring 4 bedrooms plus a versatile bonus room, this light-filled residence offers soaring ceilings, an open and functional floor plan, and the flexibility today's buyers are looking for. The bonus room is ideal for a home office, playroom, media room, gym, or optional fifth bedroom. Enjoy beautiful views and a generously sized backyard perfect for entertaining, relaxing, or enjoying Carlsbad's year-round coastal climate. Located just moments from Leo Carrillo Ranch Historic Park, residents have easy access to scenic trails, open space, and one of Carlsbad's most treasured landmarks. Rancho Carrillo offers resort-style amenities including a community swim center, clubhouse, parks, and walking trails throughout the neighborhood. Situated within the award-winning Carlsbad Unified School District and approximately five miles from Carlsbad's beaches and vibrant Carlsbad Village, you'll enjoy convenient access to boutique shopping, local restaurants, and Michelin-recognized dining throughout North County. This is an exceptional opportunity to experience the best of Carlsbad living.

6021 Paseo Carreta, Carlsbad

12285 Fairway Pointe, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

$2,200,000

6 Beds ⋅ 4 Baths ⋅ 260025749 MLS ⋅ ACTIVE Status

Enjoy golf course views and exceptional indoor-outdoor living overlooking the 4th hole at The Heights Country Club. This spacious home features a desirable main-level primary suite with its own fireplace, a downstairs guest bedroom, and a beautiful office/library. Upstairs, an expansive loft offers endless possibilities for a media room, game room, or additional gathering space. Four upstairs bedrooms and two bathrooms are arranged with two bedrooms and one bathroom on each side of the landing. Renovated in 2019, the kitchen features updated appliances, while a wet bar adds convenience for entertaining. Step outside to enjoy the pool and spa with the golf course as your backdrop. A three-car garage completes the home. Thoughtful improvements include updated primary and guest bathrooms in 2026, a new water heater and new carpet in the primary bedroom and upstairs in 2024, and new flooring on the first level and stairs in 2020. Additional updates include pool replastering and a new pool heater in 2018, replacement of both A/C units in 2013, and a roof replaced in 2012.

12285 Fairway Pointe, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

$749,000

3 Beds ⋅ 2 Baths ⋅ PTP2608015 MLS ⋅ ACTIVE Status

GREAT LOCATION!! CONVENIENT FREEWAY ACCESS!! EXCELLENT OPPORTUNITY!! Welcome to this charming 3-bedroom, 2-bathroom home offering approximately 1,600 sq. ft. of living space on a spacious lot of approximately 6,000 sq. ft. This well-maintained home offers a functional floor plan, comfortable living spaces, a generously sized kitchen with plenty of cabinet space for storage, and a spacious laundry room for added convenience. With plenty of potential to make it your own, this property is a wonderful opportunity for buyers looking for comfort, space, and the ability to add their personal touch. LOCATION, LOCATION, LOCATION! Conveniently situated near shopping centers, restaurants, grocery stores, schools, and everyday essentials. Enjoy easy access to Interstate 805, making commuting throughout San Diego County a breeze. Additional features include a garage and a generously sized backyard with plenty of room for outdoor entertaining, family gatherings, or future improvements. DON'T MISS THIS OPPORTUNITY! SCHEDULE YOUR PRIVATE SHOWING TODAY! (Hablamos Espaol) GREAT LOCATION!! CONVENIENT FREEWAY ACCESS!! EXCELLENT OPPORTUNITY!! Welcome to this charming 3-bedroom, 2-bathroom home offering approximately 1,600 sq. ft. of living space on a spacious lot of approximately 6,000 sq. ft. This well-maintained home offers a functional floor plan, comfortable living spaces, a generously sized kitchen with plenty of cabinet space for storage, and a spacious laundry room for added convenience. With plenty of potential to make it your own, this property is a wonderful opportunity for buyers looking for comfort, space, and the ability to add their personal touch. LOCATION, LOCATION, LOCATION! Conveniently situated near shopping centers, restaurants, grocery stores, schools, and everyday essentials. Enjoy easy access to Interstate 805, making commuting throughout San Diego County a breeze. Additional features include a garage and a generously sized backyard with plenty of room for outdoor entertaining, family gatherings, or future improvements. DON'T MISS THIS OPPORTUNITY! SCHEDULE YOUR PRIVATE SHOWING TODAY! (Hablamos Espaol)

2325 E 14th St, National City

$1,699,000

3 Beds ⋅ 3 Baths ⋅ 260025743 MLS ⋅ ACTIVE Status

Enjoy sweeping ocean and canyon views from this beautifully upgraded home in the desirable gated community of Mar Brisa. Perfectly positioned with a southwest-facing backyard, the home captures refreshing coastal breezes and expansive views of the surrounding natural habitat, with ocean views enjoyed from both the main and upper levels. Designed for comfortable living, the home offers the convenience of a first-floor primary bedroom, providing true single-level living for the main living areas. The fourth bedroom is currently configured as a spacious loft—perfect for a media room, home office or additional living space. The upgraded kitchen features granite countertops and a tile backsplash, pantry, stainless steel applainces, complemented by beautiful D&M Silver Oak hardwood flooring and a cozy stacked stone gas fireplace. Paid solar and coastal living contribute to an energy-efficient lifestyle. Step outside to an easy-maintenance backyard featuring new perimeter fencing, garden shed, dedicated garden space, and avocado, pineapple guava and fig trees. Enjoy peaceful canyon habitat views and the sight of birds of prey soaring overhead. A welcoming front patio provides another inviting spot to relax and enjoy the coastal air. Mar Brisa residents enjoy a community pool, two hot tubs, tot lot and nearby RV parking availability. Best of all, there is no Mello-Roos. A wonderful combination of ocean views, privacy, coastal breezes, energy efficiency and resort-style community amenities.

1469 Turquoise Dr, Carlsbad

$839,900

4 Beds ⋅ 3 Baths ⋅ 260025742 MLS ⋅ ACTIVE Status

SINGLE-STORY CUSTOM HOME WITH MOUNTAIN VIEWS, 4 BEDROOMS, 3 BATHS, A FORMAL DINING, LIVING, AND FAMILY ROOM. Seller will consider buyer closing costs. Enjoy the space, scenery, and relaxed lifestyle Fallbrook is known for at 613 Carnation Lane. Set on a hilltop with views of the surrounding hills and mountains, this custom home offers approximately 2,515 square feet of single-level living on a 0.83-acre lot with a low-maintenance yard. The spacious great room welcomes you with abundant natural light, large windows with views, and a fireplace that creates a comfortable place to gather. The open layout offers plenty of room for everyday living and entertaining. The kitchen features granite tile countertops, alder and glass-front cabinetry, stainless steel appliances, and a breakfast nook. Four bedrooms and three bathrooms provide flexibility for guests, a home office, hobbies, or other needs. Outside, enjoy the peaceful setting, mountain views, and dedicated garden area. The oversized two-car-plus garage and workshop provide additional space for vehicles, storage, and projects. NO HOA AND NO MELLO-ROOS! Enjoy single-story living, generous indoor space, scenic views, and room to enjoy the outdoors.

613 Carnation Ln, Fallbrook

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FHA Approved Condo List in San Diego

Interactive FHA Approved Condo Map Search

Search FHA Condos and Townhomes by Area

Newest FHA Approved Listings in San Diego

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