Did you know you can get a loan on Vacant Land? Home Street Bank has a great program (as well as construction loans):

· Conventional mortgage financing 

· 20-30% down payment required

· 3/1 ARM – 30 year amortization 

· No prepayment penalties 

· Construction contract not required to purchase vacant lot. 

· Construction loan financing available, current equity in vacant lot may be used to secure financing for construction build. 

· Simultaneous vacant lot loan and construction loan closings available.

A side note: they typically go up to $500,000; but they can exceed this value up to a $3 million lot with credit/income approval.

This offers a great opportunity to build your dream home!

For more information on Land Loans contact Nikki Campbell with Home Street Bank at 619-550-7541

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