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	<title>San Diego Real Estate Insider</title>
	<link>http://www.homesalessandiego.com</link>
	<description>San Diego Real Estate Information</description>
	<pubDate>Tue, 13 May 2008 21:16:24 +0000</pubDate>
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		<title>HR 5830: The FHA Housing Stabilization &#38; Homeownership Retention Act</title>
		<link>http://www.homesalessandiego.com/blog/hr-5830/</link>
		<comments>http://www.homesalessandiego.com/blog/hr-5830/#comments</comments>
		<pubDate>Sun, 04 May 2008 14:53:55 +0000</pubDate>
		<dc:creator>Bob</dc:creator>
		
		<category><![CDATA[Economics]]></category>

		<category><![CDATA[Finance and Lending]]></category>

		<category><![CDATA[Foreclosures]]></category>

		<category><![CDATA[Short Sales]]></category>

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		<description><![CDATA[On April 17, 2008, Rep. Barney Frank introduced in the House a bill that would enable the FHA to refinance home loans at 90% of current market value with the goal of keeping more home owners in their homes.  I will track this bill through the House and Senate as I did with the [...]Click here to search <a href="http://www.homesalessandiego.com/">San Diego MLS listings</a>]]></description>
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		<title>Short Sale and Phantom Tax Debt Relief Overview</title>
		<link>http://www.homesalessandiego.com/blog/mortgage-debt-forgiveness-law/</link>
		<comments>http://www.homesalessandiego.com/blog/mortgage-debt-forgiveness-law/#comments</comments>
		<pubDate>Mon, 07 Jan 2008 03:29:28 +0000</pubDate>
		<dc:creator>Bob</dc:creator>
		
		<category><![CDATA[Economics]]></category>

		<category><![CDATA[Finance and Lending]]></category>

		<category><![CDATA[Foreclosures]]></category>

		<category><![CDATA[Short Sales]]></category>

		<category><![CDATA[Taxes]]></category>

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		<description><![CDATA[Lots of questions have arisen from people since President Bush signed into law the Mortgage Forgiveness Debt Relief Act of 2007, whereby in certain circumstances, a homeowner does not have to pay federal income tax on debt forgiven on a loan secured by a qualified principal residence via a short sale, foreclosure, deed in lieu, [...]Under market <a href="http://www.homesalessandiego.com/foreclosure/">San Diego foreclosures</a> for sale.]]></description>
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		</item>
		<item>
		<title>Bush Signs Mortgage Debt Forgiveness Act</title>
		<link>http://www.homesalessandiego.com/blog/bush-signs-mortgage-debt-forgiveness-act/</link>
		<comments>http://www.homesalessandiego.com/blog/bush-signs-mortgage-debt-forgiveness-act/#comments</comments>
		<pubDate>Fri, 21 Dec 2007 01:08:19 +0000</pubDate>
		<dc:creator>Bob</dc:creator>
		
		<category><![CDATA[Economics]]></category>

		<category><![CDATA[Finance and Lending]]></category>

		<category><![CDATA[Foreclosures]]></category>

		<category><![CDATA[Short Sales]]></category>

		<category><![CDATA[Taxes]]></category>

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		<description><![CDATA[With a stroke of the pen, President Bush signed into law H.R. 3648, The Mortgage Debt Relief Act of 2007, and dramatically changed the lives of homeowners across the country who are facing foreclosure, considering a short sale, negotiating a loan workout, or have done any of these since January 1, 2007.
While this bill has [...]Under market <a href="http://www.homesalessandiego.com/foreclosure/">San Diego foreclosures</a> for sale.]]></description>
		<wfw:commentRss>http://www.homesalessandiego.com/blog/bush-signs-mortgage-debt-forgiveness-act/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Mortgage Debt Forgiveness Passed by Senate</title>
		<link>http://www.homesalessandiego.com/blog/mortgage-debt-forgiveness-passed-by-senate/</link>
		<comments>http://www.homesalessandiego.com/blog/mortgage-debt-forgiveness-passed-by-senate/#comments</comments>
		<pubDate>Sun, 16 Dec 2007 23:41:49 +0000</pubDate>
		<dc:creator>Bob</dc:creator>
		
		<category><![CDATA[Economics]]></category>

		<category><![CDATA[Finance and Lending]]></category>

		<category><![CDATA[Foreclosures]]></category>

		<category><![CDATA[Real Estate News]]></category>

		<category><![CDATA[Short Sales]]></category>

		<category><![CDATA[Taxes]]></category>

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		<description><![CDATA[UPDATE: President Bush signs HR 3648, The Mortgage Forgiveness Debt Relief Act of 2007.
It took them close to two and half months, but the U.S. Senate finally got around to passing H.R. 3648, The Mortgage Forgiveness Debt Relief Act of 2007. Initially sent to the Senate on October 4th, the Senate passed this legislation on [...]Search all homes listed for sale on the <a href="http://www.homesalessandiego.com/san-diego-mls/">San Diego MLS</a>]]></description>
		<wfw:commentRss>http://www.homesalessandiego.com/blog/mortgage-debt-forgiveness-passed-by-senate/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Short Sales, Taxes and the IRS</title>
		<link>http://www.homesalessandiego.com/blog/irs-short-sales-and-taxes/</link>
		<comments>http://www.homesalessandiego.com/blog/irs-short-sales-and-taxes/#comments</comments>
		<pubDate>Fri, 07 Dec 2007 17:48:37 +0000</pubDate>
		<dc:creator>Bob</dc:creator>
		
		<category><![CDATA[Finance and Lending]]></category>

		<category><![CDATA[Foreclosures]]></category>

		<category><![CDATA[Short Sales]]></category>

		<category><![CDATA[Taxes]]></category>

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		<guid isPermaLink="false">http://www.homesalessandiego.com/blog/short-sales-taxes-and-the-irs/</guid>
		<description><![CDATA[UPDATE: 12/20/2007 - President Bush signs The Mortgage Forgiveness Debt Relief Act of 2007
UPDATE: 12/14/2007 - Senate Passes Mortgage Forgiveness Debt Relief Bill
 
Given the current state of the <a href='http://www.homesalessandiego.com/'>San Diego</a> real estate market, it is no surprise that the most frequently asked question we get revolves around the potential tax consequences of a short [...]Under market <a href="http://www.homesalessandiego.com/foreclosure/">San Diego foreclosures</a> for sale.]]></description>
		<wfw:commentRss>http://www.homesalessandiego.com/blog/irs-short-sales-and-taxes/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Buyers Just Want Price</title>
		<link>http://www.homesalessandiego.com/blog/buyers-just-want-price/</link>
		<comments>http://www.homesalessandiego.com/blog/buyers-just-want-price/#comments</comments>
		<pubDate>Mon, 03 Dec 2007 00:53:57 +0000</pubDate>
		<dc:creator>Bob</dc:creator>
		
		<category><![CDATA[For What Its Worth]]></category>

		<category><![CDATA[Marketing]]></category>

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		<description><![CDATA[You think?
From Bloomberg:
&#34;Buyers just want price,&#8221; says Mike Morgan, a Stuart, Florida-based lawyer, real-estate broker and consultant who researches property markets for hedge funds and financial institutions. &#34;Buyers have become educated and they can easily cut through the fluffy incentives.&#8221;&#160;
&#34;On one $429,000 home a client wanted me to sell, the seller wanted to give the [...]Click here to find <a href="http://www.homesalessandiego.com/">San Diego CA real estate</a>]]></description>
		<wfw:commentRss>http://www.homesalessandiego.com/blog/buyers-just-want-price/feed/</wfw:commentRss>
		</item>
		<item>
		<title>San Diego Foreclosure Bargains - Fact or Fiction?</title>
		<link>http://www.homesalessandiego.com/blog/san-diego-bank-owned-bargains-fact-or-fiction/</link>
		<comments>http://www.homesalessandiego.com/blog/san-diego-bank-owned-bargains-fact-or-fiction/#comments</comments>
		<pubDate>Sun, 25 Nov 2007 02:43:44 +0000</pubDate>
		<dc:creator>Bob</dc:creator>
		
		<category><![CDATA[Finance and Lending]]></category>

		<category><![CDATA[For What Its Worth]]></category>

		<category><![CDATA[Foreclosures]]></category>

		<category><![CDATA[Investment]]></category>

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		<guid isPermaLink="false">http://www.homesalessandiego.com/blog/san-diego-bank-owned-bargains-fact-or-fiction/</guid>
		<description><![CDATA[The most common  &#34;I want a killer deal&#34; inquiry I get are from those looking for foreclosure property in <a href='http://www.homesalessandiego.com/'>San Diego</a> - at 50 cents on the dollar. After all, it is a buyer market, sellers are desperate, and foreclosures almost out number real estate agents right? 
Well&#8230; not quite. But how about $90,000 [...]Find <a href="http://www.homesalessandiego.com/">San Diego homes</a> for sale.]]></description>
		<wfw:commentRss>http://www.homesalessandiego.com/blog/san-diego-bank-owned-bargains-fact-or-fiction/feed/</wfw:commentRss>
		</item>
		<item>
		<title>San Diego Property Taxes - It&#8217;s That Time of Year</title>
		<link>http://www.homesalessandiego.com/blog/san-diego-county-property-tax/</link>
		<comments>http://www.homesalessandiego.com/blog/san-diego-county-property-tax/#comments</comments>
		<pubDate>Sun, 11 Nov 2007 17:20:12 +0000</pubDate>
		<dc:creator>Bob</dc:creator>
		
		<category><![CDATA[For What Its Worth]]></category>

		<category><![CDATA[Taxes]]></category>

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		<guid isPermaLink="false">http://www.homesalessandiego.com/blog/san-diego-county-property-tax/</guid>
		<description><![CDATA[Lest we forget, November 1st marks the date the first installment of property taxes are due. The dates tend to confuse many property owners, so below is some basic information about taxes for real property in <a href='http://www.homesalessandiego.com/'>San Diego</a> County.
Find <a href="http://www.homesalessandiego.com/fsbo/">San Diego homes for sale by owner</a> for sale.]]></description>
		<wfw:commentRss>http://www.homesalessandiego.com/blog/san-diego-county-property-tax/feed/</wfw:commentRss>
		</item>
		<item>
		<title>Citi to California Home Buyers: Just Say No</title>
		<link>http://www.homesalessandiego.com/blog/citi-to-california-home-buyers-just-say-no/</link>
		<comments>http://www.homesalessandiego.com/blog/citi-to-california-home-buyers-just-say-no/#comments</comments>
		<pubDate>Tue, 06 Nov 2007 17:50:26 +0000</pubDate>
		<dc:creator>Bob</dc:creator>
		
		<category><![CDATA[Finance and Lending]]></category>

		<category><![CDATA[For What Its Worth]]></category>

		<category><![CDATA[Real Estate News]]></category>

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		<guid isPermaLink="false">http://www.homesalessandiego.com/blog/citi-to-california-home-buyers-just-say-no/</guid>
		<description><![CDATA[Times, they are a changin&#8217; in the California mortgage business.  
Last week we had Bank of America notify 7,000 mortgage brokers that their services will no longer be needed after New Years Eve, only to have Citi take it one step further on Halloween and tell California home buyers, &#34;Thanks, but no thanks&#34;. 
Click here for information about <a href="http://www.homesalessandiego.com/4s-ranch/">4S Ranch real estate</a>.]]></description>
		<wfw:commentRss>http://www.homesalessandiego.com/blog/citi-to-california-home-buyers-just-say-no/feed/</wfw:commentRss>
		</item>
		<item>
		<title>California Tax Refunds For Fire Victims</title>
		<link>http://www.homesalessandiego.com/blog/tax-refunds-to-fire-victims/</link>
		<comments>http://www.homesalessandiego.com/blog/tax-refunds-to-fire-victims/#comments</comments>
		<pubDate>Tue, 30 Oct 2007 23:03:09 +0000</pubDate>
		<dc:creator>Bob</dc:creator>
		
		<category><![CDATA[Economics]]></category>

		<category><![CDATA[For What Its Worth]]></category>

		<category><![CDATA[Taxes]]></category>

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		<description><![CDATA[Immediate tax relief in the form of tax refunds is available to victims of the wildfires in the seven Southern California Counties of <a href='http://www.homesalessandiego.com/'>San Diego</a>, Santa Barbara, Ventura, Los Angeles, San Bernardino, Orange, and Riverside, The Franchise Tax Board (FTB) announced.
Find <a href="http://www.homesalessandiego.com/fsbo/">San Diego homes for sale by owner</a> for sale.]]></description>
		<wfw:commentRss>http://www.homesalessandiego.com/blog/tax-refunds-to-fire-victims/feed/</wfw:commentRss>
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